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Why should I take out pet insurance?

Owning a pet is a lifelong responsibility. There is no National Health Service for pets, and the latest figures from the ABI (Association of British Insurers) show that on average, a pet will require treatment every three years.

Bearing in mind that the average emergency surgical cost following a road accident or ingestion of a foreign body is in the region of £1,500, it's very important to either have a savings account for your pet, or a pet insurance policy to spread out the cost.

The question to ask yourself is whether you would be able to cope if faced with an unexpected bill, which you then need to balance against the cost of the premiums. For total peace of mind, it's usually best to insure your pet.

Just Say Please logo - reseller provider Medicanimal.com has partnered with Just Say Please to provide the insurance comparison solution.

The Four Main Types of Pet Insurance

Accident Only

If your pet is injured in an accident, this will cover your vet bills.

Time Limited

These policies cover a specific time, e.g. 12 months, and cover accidents or short-term illnesses.

Per Condition

Also known as 'maximum benefit' cover, these policies allocate a fixed sum to cover each illness or injury.

Lifetime

Does what it says on the tin, protecting your pet over the course of their lifetime.

What does pet insurance usually cover?

Make sure you disclose absolutely everything about your pet's past conditions.

Every pet insurance policy is different and covers you for specific situations, which in turn determines the price you pay. Using a site such as this one to compare pet insurance and find pet insurance quotes helps you to find the best possible deal based on the type of cover you require. You can tailor your pet insurance policy to your pet type, breed, age, health conditions and more.